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| Calculate how much you would have to pay for your insurance premium. |
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Private Car Insurance |
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Car Accident Protection Plan |
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Steps to smooth processing of claims.
more info... |
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Why do we need motor insurance?
more info... |
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Stolen vehicle statistics in Malaysia.
more info... |
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| What are the steps to take when making an accident claim? |
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Get more info or discuss about it in Autoworld Forum at the Financing and Insurance thread. more info... |
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If sum insured is less than the market value, you are deemed as self-insuring the difference. |
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In the event of a loss, you will only be partially compensated. |
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If sum insured is higher than market value, maximum compensation is the market value of the vehicle. |
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You cannot profit from a claim (principle of indemnity). |
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New vehicle: |
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sum insured = purchase price. |
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Other: |
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sum insured = market value of vehicle when policy is bought. |
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It is applied when you suffer damage to your vehicle which is under-insured. Your claim will be reduced proportionately by the uninsured portion. |
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It is important to avoid under or over-insurance. |
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Tips: Find your car make, model and year here to estimate what is the current market value. |
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